# Troy Murphy

> Troy Murphy is a fee-only financial advisor at Black Diamond Financial in San Francisco, California. Black Diamond Financial reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/troy-murphy/
Built from SEC adviser records; last checked October 30, 2026.

## Facts

- **Firm:** Black Diamond Financial
- **Based in:** San Francisco, California
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly; Fixed fees
- **Assets under management (firm):** $1.37B across 1,261 accounts
- **CRD:** 7277531 (https://adviserinfo.sec.gov/individual/summary/7277531)
- **SEC registration:** Investment adviser representative in CA
- **Exams passed:** Series 63 (2021), Series 65 (2025)
- **Firm size:** 17 employees
- **Disclosures:** None reported
- **Website:** https://www.blackdfinancial.com

## Frequently asked questions

### Is Troy Murphy a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Troy holds no broker registration, and Black Diamond Financial reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Troy charge for financial advice?

Troy's firm, Black Diamond Financial, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.

### Where is Troy Murphy based?

Troy Murphy is based in San Francisco, California.

### Is Troy Murphy registered with the SEC?

Yes. Troy Murphy is registered as an investment adviser representative in CA (CRD 7277531), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Black Diamond Financial manage?

Black Diamond Financial reports $1.37B across 1,261 accounts in assets under management.

### How do I contact Troy Murphy?

Through Troy's website, www.blackdfinancial.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/7277531): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.