# Troy Lerche

> Troy Lerche is a fee-only financial advisor at Davis Capital Management in Jacksonville, Florida, who holds the CFP credential. Troy focuses on retirement planning, estate & legacy planning and tax planning. Davis Capital Management reports charging a percentage of assets and hourly fees on its Form ADV.

Page: https://find.wellspent.co/advisors/troy-lerche/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Davis Capital Management
- **Based in:** Jacksonville, Florida
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly
- **Fees (firm's website):** a $250,000 asset minimum
- **Accepting new clients:** Yes (firm's website)
- **Assets under management (firm):** $259M across 1,051 accounts
- **Credentials:** CFP
- **Specialties:** Retirement planning, Estate & legacy planning, Tax planning, Small business owners
- **CRD:** 6561041 (https://adviserinfo.sec.gov/individual/summary/6561041)
- **SEC registration:** Investment adviser representative in FL, GA, NC
- **Exams passed:** Series 65 (2016)
- **Firm size:** 5 employees
- **Disclosures:** None reported
- **Website:** http://www.daviscapitalsite.com

## Frequently asked questions

### Is Troy Lerche a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Troy holds no broker registration, and Davis Capital Management reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Troy charge for financial advice?

Troy's firm, Davis Capital Management, reports charging a percentage of assets and hourly fees on its SEC Form ADV.

### How much does Troy charge?

According to Davis Capital Management's website, checked October 30, 2026: a $250,000 asset minimum.

### Where is Troy Lerche based?

Troy Lerche is based in Jacksonville, Florida.

### What does Troy specialize in?

Troy's specialties include retirement planning, estate & legacy planning, tax planning and small business owners.

### What credentials does Troy Lerche hold?

Troy Lerche holds the CFP credential.

### Is Troy Lerche registered with the SEC?

Yes. Troy Lerche is registered as an investment adviser representative in FL, GA and NC (CRD 6561041), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Davis Capital Management manage?

Davis Capital Management reports $259M across 1,051 accounts in assets under management.

### How do I contact Troy Lerche?

Through Troy's website, www.daviscapitalsite.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/6561041): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://daviscapitalsite.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.