# Travis Ray

> Travis Ray is a fee-only financial advisor at By Design Financial Planning in Greensboro, North Carolina, who holds the CFP credential. Travis charges an ongoing planning fee and a percentage of assets (ongoing planning from $2,800 a year and 1% a year on the first tier of assets managed) and focuses on retirement planning, tax planning and estate & legacy planning.

Page: https://find.wellspent.co/advisors/travis-ray/
Built from public directory listings; last checked April 21, 2026.

## Facts

- **Firm:** By Design Financial Planning
- **Based in:** Greensboro, North Carolina
- **Fee model:** Ongoing planning fee; Percentage of assets
- **Fees (firm's website):** ongoing planning from $2,800 a year; 1% a year on the first tier of assets managed
- **Accepting new clients:** Yes (firm's website)
- **Assets under management (firm):** $4.9M across 83 accounts
- **Credentials:** CFP
- **Specialties:** Retirement planning, Tax planning, Estate & legacy planning
- **Works with:** Pre-retirees
- **CRD:** 7629688 (https://adviserinfo.sec.gov/individual/summary/7629688)
- **SEC registration:** Investment adviser representative in FL, NC
- **Firm size:** 1 employee
- **Disclosures:** None reported
- **Website:** http://bydesignfp.com

## Frequently asked questions

### Is Travis Ray a fee-only financial advisor?

Yes. Travis Ray is listed in the XY Planning Network directory (XYPN members are fee-only). SEC records as of October 27, 2026 show no broker registration and no commission compensation reported by Travis's firm.

### How does Travis charge for financial advice?

Travis charges an ongoing planning fee and a percentage of assets.

### How much does Travis charge?

According to By Design Financial Planning's website, checked October 28, 2026: ongoing planning from $2,800 a year; 1% a year on the first tier of assets managed.

### Where is Travis Ray based?

Travis Ray is based in Greensboro, North Carolina.

### What does Travis specialize in?

Travis's specialties include retirement planning, tax planning and estate & legacy planning. Travis works with pre-retirees.

### What credentials does Travis Ray hold?

Travis Ray holds the CFP credential.

### Is Travis Ray registered with the SEC?

Yes. Travis Ray is registered as an investment adviser representative in FL and NC (CRD 7629688), per SEC Investment Adviser Public Disclosure data as of October 27, 2026.

### How much does By Design Financial Planning manage?

By Design Financial Planning reports $4.9M across 83 accounts in assets under management.

### How do I contact Travis Ray?

Through Travis's website, bydesignfp.com.

## Sources

- XY Planning Network directory listing (https://www.xyplanningnetwork.com/find-an-advisor/travis-ray-10724): XYPN members are fee-only
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 27, 2026
- The firm's website (https://www.bydesignfp.com/): specialties, clients served, and fees, checked October 28, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.