# Travis Hughes

> Travis Hughes is a fee-only financial advisor at Downshift Financial in Erie, Colorado, who holds the CFP and EA credentials. Travis charges a flat fee or retainer and an ongoing planning fee (ongoing planning from $12,000 a year) and focuses on retirement planning and tax planning.

Page: https://find.wellspent.co/advisors/travis-hughes/
Built from public directory listings; last checked April 21, 2026.

## Facts

- **Firm:** Downshift Financial
- **Based in:** Erie, Colorado
- **Fee model:** Flat fee or retainer; Ongoing planning fee
- **Fees (firm's website):** ongoing planning from $12,000 a year
- **Accepting new clients:** Yes (firm's website)
- **Assets under management (firm):** $214.7M across 354 accounts
- **Credentials:** CFP, EA
- **Specialties:** Retirement planning, Tax planning
- **Works with:** Mid-life transitions
- **CRD:** 6993426 (https://adviserinfo.sec.gov/individual/summary/6993426)
- **SEC registration:** Investment adviser representative in CA, CO, TX, VA
- **Exams passed:** Series 66 (2018), Series 65 (2020)
- **Firm size:** 3 employees
- **Disclosures:** None reported
- **Website:** http://downshiftfinancial.com

## Frequently asked questions

### Is Travis Hughes a fee-only financial advisor?

Yes. Travis Hughes is listed in the XY Planning Network directory (XYPN members are fee-only). SEC records as of October 27, 2026 show no broker registration and no commission compensation reported by Travis's firm.

### How does Travis charge for financial advice?

Travis charges a flat fee or retainer and an ongoing planning fee.

### How much does Travis charge?

According to Downshift Financial's website, checked October 28, 2026: ongoing planning from $12,000 a year.

### Where is Travis Hughes based?

Travis Hughes is based in Erie, Colorado.

### What does Travis specialize in?

Travis's specialties include retirement planning and tax planning. Travis works with mid-life transitions.

### What credentials does Travis Hughes hold?

Travis Hughes holds the CFP and EA credentials.

### Is Travis Hughes registered with the SEC?

Yes. Travis Hughes is registered as an investment adviser representative in CA, CO, TX and VA (CRD 6993426), per SEC Investment Adviser Public Disclosure data as of October 27, 2026.

### How much does Downshift Financial manage?

Downshift Financial reports $214.7M across 354 accounts in assets under management.

### How do I contact Travis Hughes?

Through Travis's website, downshiftfinancial.com.

## Sources

- XY Planning Network directory listing (https://www.xyplanningnetwork.com/find-an-advisor/travis-hughes-21031): XYPN members are fee-only
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 27, 2026
- The firm's website (https://downshiftfinancial.com/): specialties, clients served, and fees, checked October 28, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.