# Tracy St. John

> Tracy St. John is a fee-only financial advisor at Financial Avenues, LLC. in Kansas City, Missouri. Tracy focuses on retirement planning, estate & legacy planning and tax planning. Financial Avenues, LLC. reports charging hourly fees and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/tracy-st-john/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Financial Avenues, LLC.
- **Based in:** Kansas City, Missouri
- **Fee model (firm's Form ADV):** Hourly; Fixed fees
- **Fees (firm's website):** one-time plans from $4,000
- **Works virtually:** Yes (firm's website)
- **Accepting new clients:** Yes (firm's website)
- **Assets under management (firm):** $147.6M across 409 accounts
- **Specialties:** Retirement planning, Estate & legacy planning, Tax planning
- **Works with:** Early-career professionals
- **CRD:** 2094475 (https://adviserinfo.sec.gov/individual/summary/2094475)
- **SEC registration:** Investment adviser representative in KS, MO, NE
- **Exams passed:** Series 63 (1998), Series 65 (2004)
- **Firm size:** 4 employees
- **Disclosures:** None reported
- **Website:** http://www.myfinancialavenues.com

## Frequently asked questions

### Is Tracy St. John a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Tracy holds no broker registration, and Financial Avenues, LLC. reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Tracy charge for financial advice?

Tracy's firm, Financial Avenues, LLC., reports charging hourly fees and fixed fees on its SEC Form ADV.

### How much does Tracy charge?

According to Financial Avenues, LLC.'s website, checked October 30, 2026: one-time plans from $4,000.

### Does Tracy work with clients virtually?

Yes. Financial Avenues, LLC. says on its website that it works with clients remotely.

### Where is Tracy St. John based?

Tracy St. John is based in Kansas City, Missouri.

### What does Tracy specialize in?

Tracy's specialties include retirement planning, estate & legacy planning and tax planning. Tracy works with early-career professionals.

### Is Tracy St. John registered with the SEC?

Yes. Tracy St. John is registered as an investment adviser representative in KS, MO and NE (CRD 2094475), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Financial Avenues, LLC. manage?

Financial Avenues, LLC. reports $147.6M across 409 accounts in assets under management.

### How do I contact Tracy St. John?

Through Tracy's website, www.myfinancialavenues.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/2094475): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://www.myfinancialavenues.com/): specialties, clients served, and fees, checked October 30, 2026

---

Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.