# Tracy Shackelford

> Tracy Shackelford is a fee-only financial advisor at Tenzing Financial in Williamsburg, Virginia. Tracy focuses on retirement planning, estate & legacy planning and family wealth transfer. Tenzing Financial reports charging a percentage of assets and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/tracy-shackelford/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Tenzing Financial
- **Based in:** Williamsburg, Virginia
- **Fee model (firm's Form ADV):** Percentage of assets; Fixed fees
- **Assets under management (firm):** $231.1M across 752 accounts
- **Specialties:** Retirement planning, Estate & legacy planning, Family wealth transfer
- **Works with:** Retirees, Multi-generational families, Mid-life transitions
- **CRD:** 5561043 (https://adviserinfo.sec.gov/individual/summary/5561043)
- **SEC registration:** Investment adviser representative in TX, VA
- **Exams passed:** Series 63 (2012), Series 65 (2015)
- **Firm size:** 5 employees
- **Disclosures:** None reported
- **Website:** http://www.tenzingfinancial.us

## Frequently asked questions

### Is Tracy Shackelford a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Tracy holds no broker registration, and Tenzing Financial reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Tracy charge for financial advice?

Tracy's firm, Tenzing Financial, reports charging a percentage of assets and fixed fees on its SEC Form ADV.

### Where is Tracy Shackelford based?

Tracy Shackelford is based in Williamsburg, Virginia.

### What does Tracy specialize in?

Tracy's specialties include retirement planning, estate & legacy planning and family wealth transfer. Tracy works with retirees, multi-generational families and mid-life transitions.

### Is Tracy Shackelford registered with the SEC?

Yes. Tracy Shackelford is registered as an investment adviser representative in TX and VA (CRD 5561043), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Tenzing Financial manage?

Tenzing Financial reports $231.1M across 752 accounts in assets under management.

### How do I contact Tracy Shackelford?

Through Tracy's website, www.tenzingfinancial.us.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/5561043): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://tenzingfinancial.us/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.