# Tony Chan

> Tony Chan is a fee-only financial advisor at Crossroads Planning, LLC in Orange, California, who holds the CFP and EA credentials. Tony charges a percentage of assets, a flat fee or retainer, hourly fees, an ongoing planning fee and a one-time planning fee (ongoing planning from $7,500 a year and one-time plans from $300) and focuses on tax planning.

Page: https://find.wellspent.co/advisors/tony-chan/
Built from public directory listings; last checked April 21, 2026.

## Facts

- **Firm:** Crossroads Planning, LLC
- **Based in:** Orange, California
- **Fee model:** Percentage of assets; Flat fee or retainer; Hourly; Ongoing planning fee; One-time planning fee
- **Fees (firm's website):** ongoing planning from $7,500 a year; one-time plans from $300; 1% a year on the first tier of assets managed; a $1,000,000 asset minimum
- **Accepting new clients:** Yes (firm's website)
- **Assets under management (firm):** $63.1M across 334 accounts
- **Credentials:** CFP, EA
- **Specialties:** Tax planning
- **CRD:** 6536170 (https://adviserinfo.sec.gov/individual/summary/6536170)
- **SEC registration:** Investment adviser representative in CA, TX
- **Firm size:** 4 employees
- **Disclosures:** None reported
- **Website:** http://crossroads-planning.com

## Frequently asked questions

### Is Tony Chan a fee-only financial advisor?

Yes. Tony Chan is listed in the NAPFA directory (NAPFA admits only fee-only advisors) and the XY Planning Network directory (XYPN members are fee-only). SEC records as of October 27, 2026 show no broker registration and no commission compensation reported by Tony's firm.

### How does Tony charge for financial advice?

Tony charges a percentage of assets, a flat fee or retainer, hourly fees, an ongoing planning fee and a one-time planning fee.

### How much does Tony charge?

According to Crossroads Planning, LLC's website, checked October 28, 2026: ongoing planning from $7,500 a year; one-time plans from $300; 1% a year on the first tier of assets managed; a $1,000,000 asset minimum.

### Where is Tony Chan based?

Tony Chan is based in Orange, California.

### What does Tony specialize in?

Tony's specialties include tax planning.

### What credentials does Tony Chan hold?

Tony Chan holds the CFP and EA credentials.

### Is Tony Chan registered with the SEC?

Yes. Tony Chan is registered as an investment adviser representative in CA and TX (CRD 6536170), per SEC Investment Adviser Public Disclosure data as of October 27, 2026.

### How much does Crossroads Planning, LLC manage?

Crossroads Planning, LLC reports $63.1M across 334 accounts in assets under management.

### How do I contact Tony Chan?

Through Tony's website, crossroads-planning.com.

## Sources

- NAPFA directory listing (https://www.napfa.org/find-an-advisor/firm/38661): NAPFA admits only fee-only advisors
- XY Planning Network directory listing: XYPN members are fee-only
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 27, 2026
- The firm's website (https://crossroads-planning.com/): specialties, clients served, and fees, checked October 28, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.