# Tonia Peasley

> Tonia Peasley is a fee-only financial advisor at C.L. Sheldon & Company in Saint Augustine, Florida, who holds the ChFC credential. C.L. Sheldon & Company reports charging hourly fees and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/tonia-peasley/
Built from SEC adviser records; last checked October 30, 2026.

## Facts

- **Firm:** C.L. Sheldon & Company
- **Based in:** Saint Augustine, Florida
- **Fee model (firm's Form ADV):** Hourly; Fixed fees
- **Assets under management (firm):** $110.7M across 138 accounts
- **Credentials:** ChFC
- **CRD:** 6518145 (https://adviserinfo.sec.gov/individual/summary/6518145)
- **SEC registration:** Investment adviser representative in FL
- **Firm size:** 10 employees
- **Disclosures:** None reported
- **Website:** https://juniorofficermoney.com

## Frequently asked questions

### Is Tonia Peasley a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Tonia holds no broker registration, and C.L. Sheldon & Company reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Tonia charge for financial advice?

Tonia's firm, C.L. Sheldon & Company, reports charging hourly fees and fixed fees on its SEC Form ADV.

### Where is Tonia Peasley based?

Tonia Peasley is based in Saint Augustine, Florida.

### What credentials does Tonia Peasley hold?

Tonia Peasley holds the ChFC credential.

### Is Tonia Peasley registered with the SEC?

Yes. Tonia Peasley is registered as an investment adviser representative in FL (CRD 6518145), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does C.L. Sheldon & Company manage?

C.L. Sheldon & Company reports $110.7M across 138 accounts in assets under management.

### How do I contact Tonia Peasley?

Through Tonia's website, juniorofficermoney.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/6518145): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.