# Tom Duffy

> Tom Duffy is a fee-only financial advisor at Jersey Shore Financial Advisors LLC in Red Bank, New Jersey, who holds the CFP, CDFA and MBA credentials. Tom charges a flat fee or retainer, an ongoing planning fee and a one-time planning fee (ongoing planning from $10,200 a year and one-time plans from $600) and focuses on retirement planning, tax planning and estate & legacy planning.

Page: https://find.wellspent.co/advisors/tom-duffy/
Built from public directory listings; last checked April 21, 2026.

## Facts

- **Firm:** Jersey Shore Financial Advisors LLC
- **Based in:** Red Bank, New Jersey
- **Fee model:** Flat fee or retainer; Ongoing planning fee; One-time planning fee
- **Fees (firm's website):** ongoing planning from $10,200 a year; one-time plans from $600; a $2,000,000 asset minimum
- **Works virtually:** Yes (firm's website)
- **Accepting new clients:** Yes (firm's website)
- **Assets under management (firm):** $32.7M across 40 accounts
- **Credentials:** CFP, CDFA, MBA, CRPC
- **Specialties:** Retirement planning, Tax planning, Estate & legacy planning, Flat-fee planning
- **Works with:** Retirees, Pre-retirees, Divorced individuals
- **Firm size:** 1 employee
- **Website:** http://myfamilyfiduciary.com

## Frequently asked questions

### Is Tom Duffy a fee-only financial advisor?

Yes. Tom Duffy is listed in the XY Planning Network directory (XYPN members are fee-only).

### How does Tom charge for financial advice?

Tom charges a flat fee or retainer, an ongoing planning fee and a one-time planning fee.

### How much does Tom charge?

According to Jersey Shore Financial Advisors LLC's website, checked October 28, 2026: ongoing planning from $10,200 a year; one-time plans from $600; a $2,000,000 asset minimum.

### Does Tom work with clients virtually?

Yes. Jersey Shore Financial Advisors LLC says on its website that it works with clients remotely.

### Where is Tom Duffy based?

Tom Duffy is based in Red Bank, New Jersey.

### What does Tom specialize in?

Tom's specialties include retirement planning, tax planning, estate & legacy planning and flat-fee planning. Tom works with retirees, pre-retirees and divorced individuals.

### What credentials does Tom Duffy hold?

Tom Duffy holds the CFP, CDFA, MBA and CRPC credentials.

### How much does Jersey Shore Financial Advisors LLC manage?

Jersey Shore Financial Advisors LLC reports $32.7M across 40 accounts in assets under management.

### How do I contact Tom Duffy?

Through Tom's website, myfamilyfiduciary.com.

## Sources

- XY Planning Network directory listing (https://www.xyplanningnetwork.com/find-an-advisor/tom-duffy-10294): XYPN members are fee-only
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 27, 2026
- The firm's website (https://www.myfamilyfiduciary.com/): specialties, clients served, and fees, checked October 28, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.