# Todd Pniewski

> Todd Pniewski is a fee-only financial advisor at Tbms Wealth in Plano, Texas, who holds the CFP credential. Tbms Wealth reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/todd-pniewski/
Built from SEC adviser records; last checked October 30, 2026.

## Facts

- **Firm:** Tbms Wealth
- **Based in:** Plano, Texas
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly; Fixed fees
- **Assets under management (firm):** $9.4M across 39 accounts
- **Credentials:** CFP
- **CRD:** 2932921 (https://adviserinfo.sec.gov/individual/summary/2932921)
- **SEC registration:** Investment adviser representative in TX
- **Exams passed:** Series 63 (2004), Series 65 (2002)
- **Firm size:** 1 employee
- **Disclosures:** None reported
- **Website:** https://www.tbmswealth.com

## Frequently asked questions

### Is Todd Pniewski a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Todd holds no broker registration, and Tbms Wealth reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Todd charge for financial advice?

Todd's firm, Tbms Wealth, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.

### Where is Todd Pniewski based?

Todd Pniewski is based in Plano, Texas.

### What credentials does Todd Pniewski hold?

Todd Pniewski holds the CFP credential.

### Is Todd Pniewski registered with the SEC?

Yes. Todd Pniewski is registered as an investment adviser representative in TX (CRD 2932921), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Tbms Wealth manage?

Tbms Wealth reports $9.4M across 39 accounts in assets under management.

### How do I contact Todd Pniewski?

Through Todd's website, www.tbmswealth.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/2932921): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.