# Todd Calamita

> Todd Calamita is a fee-only financial advisor at Calamita Wealth Management in Charlotte, North Carolina, who holds the CDFA and CFP credentials. Todd focuses on retirement planning, tax planning and estate & legacy planning. Calamita Wealth Management reports charging a percentage of assets and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/todd-calamita/
Built from public directory listings; last checked April 21, 2026.

## Facts

- **Firm:** Calamita Wealth Management
- **Based in:** Charlotte, North Carolina
- **Fee model (firm's Form ADV):** Percentage of assets; Fixed fees
- **Works virtually:** Yes (firm's website)
- **Accepting new clients:** Yes (firm's website)
- **Assets under management (firm):** $138.2M across 391 accounts
- **Credentials:** CDFA, CFP
- **Specialties:** Retirement planning, Tax planning, Estate & legacy planning
- **Works with:** Retirees, Pre-retirees
- **CRD:** 3204341 (https://adviserinfo.sec.gov/individual/summary/3204341)
- **SEC registration:** Investment adviser representative in NC, TX
- **Exams passed:** Series 63 (1999), Series 65 (2005)
- **Firm size:** 4 employees
- **Disclosures:** None reported
- **Website:** https://calamitawealth.com/planning-for-retirement

## Frequently asked questions

### Is Todd Calamita a fee-only financial advisor?

Yes. Todd Calamita is listed in the NAPFA directory (NAPFA admits only fee-only advisors). SEC records as of October 27, 2026 show no broker registration and no commission compensation reported by Todd's firm.

### How does Todd charge for financial advice?

Todd's firm, Calamita Wealth Management, reports charging a percentage of assets and fixed fees on its SEC Form ADV.

### Does Todd work with clients virtually?

Yes. Calamita Wealth Management says on its website that it works with clients remotely.

### Where is Todd Calamita based?

Todd Calamita is based in Charlotte, North Carolina.

### What does Todd specialize in?

Todd's specialties include retirement planning, tax planning and estate & legacy planning. Todd works with retirees and pre-retirees.

### What credentials does Todd Calamita hold?

Todd Calamita holds the CDFA and CFP credentials.

### Is Todd Calamita registered with the SEC?

Yes. Todd Calamita is registered as an investment adviser representative in NC and TX (CRD 3204341), per SEC Investment Adviser Public Disclosure data as of October 27, 2026.

### How much does Calamita Wealth Management manage?

Calamita Wealth Management reports $138.2M across 391 accounts in assets under management.

### How do I contact Todd Calamita?

Through Todd's website, calamitawealth.com/planning-for-retirement.

## Sources

- NAPFA directory listing (https://www.napfa.org/find-an-advisor/firm/38114): NAPFA admits only fee-only advisors
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 27, 2026
- The firm's website (https://www.calamitawealth.com/retirement-planning/): specialties, clients served, and fees, checked October 28, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.