# Timothy Withers

> Timothy Withers is a fee-only financial advisor at Twin Gryphon Advisors in Marshfield, Massachusetts, who holds the ChFC credential. Timothy focuses on small business owners. Twin Gryphon Advisors reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/timothy-withers/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Twin Gryphon Advisors
- **Based in:** Marshfield, Massachusetts
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly; Fixed fees
- **Assets under management (firm):** $126.5M across 123 accounts
- **Credentials:** ChFC
- **Specialties:** Small business owners
- **Works with:** Founders
- **CRD:** 1598595 (https://adviserinfo.sec.gov/individual/summary/1598595)
- **SEC registration:** Investment adviser representative in MA
- **Exams passed:** Series 63 (1987)
- **Firm size:** 4 employees
- **Disclosures:** None reported
- **Website:** https://twingryphonadvisors.com

## Frequently asked questions

### Is Timothy Withers a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Timothy holds no broker registration, and Twin Gryphon Advisors reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Timothy charge for financial advice?

Timothy's firm, Twin Gryphon Advisors, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.

### Where is Timothy Withers based?

Timothy Withers is based in Marshfield, Massachusetts.

### What does Timothy specialize in?

Timothy's specialties include small business owners. Timothy works with founders.

### What credentials does Timothy Withers hold?

Timothy Withers holds the ChFC credential.

### Is Timothy Withers registered with the SEC?

Yes. Timothy Withers is registered as an investment adviser representative in MA (CRD 1598595), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Twin Gryphon Advisors manage?

Twin Gryphon Advisors reports $126.5M across 123 accounts in assets under management.

### How do I contact Timothy Withers?

Through Timothy's website, twingryphonadvisors.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/1598595): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://www.twingryphonadvisors.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.