# Timothy Walt

> Timothy Walt is a fee-only financial advisor at CVW Financial in Plymouth, Massachusetts. Timothy charges a percentage of assets, hourly fees and an ongoing planning fee ($100 an hour and 1.25% a year on the first tier of assets managed) and focuses on retirement planning and estate & legacy planning.

Page: https://find.wellspent.co/advisors/timothy-walt/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** CVW Financial
- **Based in:** Plymouth, Massachusetts
- **Fee model:** Percentage of assets; Hourly; Ongoing planning fee
- **Fees (firm's website):** $100 an hour; 1.25% a year on the first tier of assets managed
- **Accepting new clients:** Yes (firm's website)
- **Assets under management (firm):** $9.8M across 49 accounts
- **Specialties:** Retirement planning, Estate & legacy planning
- **CRD:** 7480440 (https://adviserinfo.sec.gov/individual/summary/7480440)
- **SEC registration:** Investment adviser representative in MA
- **Exams passed:** Series 65 (2021)
- **Firm size:** 1 employee
- **Disclosures:** None reported
- **Website:** https://www.cvwfinancial.com

## Frequently asked questions

### Is Timothy Walt a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Timothy holds no broker registration, and CVW Financial reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Timothy charge for financial advice?

Timothy charges a percentage of assets, hourly fees and an ongoing planning fee.

### How much does Timothy charge?

According to CVW Financial's website, checked October 30, 2026: $100 an hour; 1.25% a year on the first tier of assets managed.

### Where is Timothy Walt based?

Timothy Walt is based in Plymouth, Massachusetts.

### What does Timothy specialize in?

Timothy's specialties include retirement planning and estate & legacy planning.

### Is Timothy Walt registered with the SEC?

Yes. Timothy Walt is registered as an investment adviser representative in MA (CRD 7480440), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does CVW Financial manage?

CVW Financial reports $9.8M across 49 accounts in assets under management.

### How do I contact Timothy Walt?

Through Timothy's website, www.cvwfinancial.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/7480440): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://cvwfinancial.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.