# Timothy Mosier

> Timothy Mosier is a fee-only financial advisor at Cairn Wealth Management in Vancouver, Washington. Timothy focuses on retirement planning, tax planning and estate & legacy planning. Cairn Wealth Management reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/timothy-mosier/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Cairn Wealth Management
- **Based in:** Vancouver, Washington
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly; Fixed fees
- **Accepting new clients:** Yes (firm's website)
- **Assets under management (firm):** $385.0M across 806 accounts
- **Specialties:** Retirement planning, Tax planning, Estate & legacy planning, Family wealth transfer
- **Works with:** Retirees, Pre-retirees, Executives, Founders, Early-career professionals, Multi-generational families, High earners
- **CRD:** 4650900 (https://adviserinfo.sec.gov/individual/summary/4650900)
- **SEC registration:** Investment adviser representative in CA, OR, TX, WA
- **Exams passed:** Series 66 (2003)
- **Firm size:** 6 employees
- **Disclosures:** None reported
- **Website:** http://www.cairninvestment.com

## Frequently asked questions

### Is Timothy Mosier a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Timothy holds no broker registration, and Cairn Wealth Management reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Timothy charge for financial advice?

Timothy's firm, Cairn Wealth Management, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.

### Where is Timothy Mosier based?

Timothy Mosier is based in Vancouver, Washington.

### What does Timothy specialize in?

Timothy's specialties include retirement planning, tax planning, estate & legacy planning and family wealth transfer. Timothy works with retirees, pre-retirees, executives, founders and early-career professionals.

### Is Timothy Mosier registered with the SEC?

Yes. Timothy Mosier is registered as an investment adviser representative in CA, OR, TX and WA (CRD 4650900), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Cairn Wealth Management manage?

Cairn Wealth Management reports $385.0M across 806 accounts in assets under management.

### How do I contact Timothy Mosier?

Through Timothy's website, www.cairninvestment.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/4650900): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://cairnw.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.