# Timothy Lucio

> Timothy Lucio is a fee-only financial advisor at Saxon Financial Group in Houston, Texas. Timothy focuses on estate & legacy planning, retirement planning and divorce financial planning. Saxon Financial Group reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/timothy-lucio/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Saxon Financial Group
- **Based in:** Houston, Texas
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly; Fixed fees
- **Accepting new clients:** Yes (firm's website)
- **Assets under management (firm):** $679.1M across 1,859 accounts
- **Specialties:** Estate & legacy planning, Retirement planning, Divorce financial planning
- **Works with:** Retirees, Divorced individuals
- **CRD:** 6825765 (https://adviserinfo.sec.gov/individual/summary/6825765)
- **SEC registration:** Investment adviser representative in TX
- **Exams passed:** Series 63 (2017), Series 65 (2019)
- **Firm size:** 19 employees
- **Disclosures:** None reported
- **Website:** http://www.saxonfinancialgroup.com

## Frequently asked questions

### Is Timothy Lucio a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Timothy holds no broker registration, and Saxon Financial Group reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Timothy charge for financial advice?

Timothy's firm, Saxon Financial Group, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.

### Where is Timothy Lucio based?

Timothy Lucio is based in Houston, Texas.

### What does Timothy specialize in?

Timothy's specialties include estate & legacy planning, retirement planning and divorce financial planning. Timothy works with retirees and divorced individuals.

### Is Timothy Lucio registered with the SEC?

Yes. Timothy Lucio is registered as an investment adviser representative in TX (CRD 6825765), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Saxon Financial Group manage?

Saxon Financial Group reports $679.1M across 1,859 accounts in assets under management.

### How do I contact Timothy Lucio?

Through Timothy's website, www.saxonfinancialgroup.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/6825765): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://www.saxonfinancialgroup.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.