# Timothy Garcia-Prats

> Timothy Garcia-Prats is a fee-only financial advisor at Financial Synergies Wealth Advisors in Houston, Texas. Timothy charges a percentage of assets (0.75%–1.5% a year of assets managed and a $1,000,000 asset minimum) and focuses on retirement planning, tax planning and estate & legacy planning.

Page: https://find.wellspent.co/advisors/timothy-garcia-prats/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Financial Synergies Wealth Advisors
- **Based in:** Houston, Texas
- **Fee model:** Percentage of assets
- **Fees (firm's website):** 0.75%–1.5% a year of assets managed; a $1,000,000 asset minimum
- **Works virtually:** Yes (firm's website)
- **Accepting new clients:** Yes (firm's website)
- **Assets under management (firm):** $1.81B across 928 accounts
- **Specialties:** Retirement planning, Tax planning, Estate & legacy planning
- **Works with:** Founders, Retirees, Early-career professionals
- **CRD:** 7616049 (https://adviserinfo.sec.gov/individual/summary/7616049)
- **SEC registration:** Investment adviser representative in TX
- **Exams passed:** Series 65 (2022)
- **Firm size:** 21 employees
- **Disclosures:** None reported
- **Website:** https://www.finsyn.com

## Frequently asked questions

### Is Timothy Garcia-Prats a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Timothy holds no broker registration, and Financial Synergies Wealth Advisors reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Timothy charge for financial advice?

Timothy charges a percentage of assets.

### How much does Timothy charge?

According to Financial Synergies Wealth Advisors's website, checked October 30, 2026: 0.75%–1.5% a year of assets managed; a $1,000,000 asset minimum.

### Does Timothy work with clients virtually?

Yes. Financial Synergies Wealth Advisors says on its website that it works with clients remotely.

### Where is Timothy Garcia-Prats based?

Timothy Garcia-Prats is based in Houston, Texas.

### What does Timothy specialize in?

Timothy's specialties include retirement planning, tax planning and estate & legacy planning. Timothy works with founders, retirees and early-career professionals.

### Is Timothy Garcia-Prats registered with the SEC?

Yes. Timothy Garcia-Prats is registered as an investment adviser representative in TX (CRD 7616049), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Financial Synergies Wealth Advisors manage?

Financial Synergies Wealth Advisors reports $1.81B across 928 accounts in assets under management.

### How do I contact Timothy Garcia-Prats?

Through Timothy's website, www.finsyn.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/7616049): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://www.finsyn.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.