# Tim Carpenter

> Tim Carpenter is a fee-only financial advisor at Rhodo Wealth Management in Geneva, Illinois, who holds the CFP credential. Tim charges a one-time planning fee and a percentage of assets (one-time plans from $5,000 and no asset minimum) and focuses on retirement planning, estate & legacy planning and tax planning.

Page: https://find.wellspent.co/advisors/tim-carpenter/
Built from public directory listings; last checked April 21, 2026.

## Facts

- **Firm:** Rhodo Wealth Management
- **Based in:** Geneva, Illinois
- **Fee model:** One-time planning fee; Percentage of assets
- **Fees (firm's website):** one-time plans from $5,000; no asset minimum
- **Accepting new clients:** Yes (firm's website)
- **Assets under management (firm):** $12.2M across 91 accounts
- **Credentials:** CFP
- **Specialties:** Retirement planning, Estate & legacy planning, Tax planning, Divorce financial planning
- **Works with:** Pre-retirees, Retirees, Early-career professionals, Mid-life transitions
- **CRD:** 6576821 (https://adviserinfo.sec.gov/individual/summary/6576821)
- **SEC registration:** Investment adviser representative in IL, TX
- **Exams passed:** Series 63 (2015), Series 65 (2020)
- **Firm size:** 1 employee
- **Disclosures:** None reported
- **Website:** https://rhodowealth.com

## Frequently asked questions

### Is Tim Carpenter a fee-only financial advisor?

Yes. Tim Carpenter is listed in the XY Planning Network directory (XYPN members are fee-only). SEC records as of October 27, 2026 show no broker registration and no commission compensation reported by Tim's firm.

### How does Tim charge for financial advice?

Tim charges a one-time planning fee and a percentage of assets.

### How much does Tim charge?

According to Rhodo Wealth Management's website, checked October 28, 2026: one-time plans from $5,000; no asset minimum.

### Where is Tim Carpenter based?

Tim Carpenter is based in Geneva, Illinois.

### What does Tim specialize in?

Tim's specialties include retirement planning, estate & legacy planning, tax planning and divorce financial planning. Tim works with pre-retirees, retirees, early-career professionals and mid-life transitions.

### What credentials does Tim Carpenter hold?

Tim Carpenter holds the CFP credential.

### Is Tim Carpenter registered with the SEC?

Yes. Tim Carpenter is registered as an investment adviser representative in IL and TX (CRD 6576821), per SEC Investment Adviser Public Disclosure data as of October 27, 2026.

### How much does Rhodo Wealth Management manage?

Rhodo Wealth Management reports $12.2M across 91 accounts in assets under management.

### How do I contact Tim Carpenter?

Through Tim's website, rhodowealth.com.

## Sources

- XY Planning Network directory listing (https://www.xyplanningnetwork.com/find-an-advisor/tim-carpenter-39926): XYPN members are fee-only
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 27, 2026
- The firm's website (https://rhodowealth.com/): specialties, clients served, and fees, checked October 28, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.