# Thomas Smith

> Thomas Smith is a fee-only financial advisor at FAPA Financial Services in Peachtree City, Georgia, who holds the CFP credential. Thomas focuses on retirement planning. FAPA Financial Services reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/thomas-smith-800397/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** FAPA Financial Services
- **Based in:** Peachtree City, Georgia
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly; Fixed fees
- **Assets under management (firm):** $9.0M across 32 accounts
- **Credentials:** CFP
- **Specialties:** Retirement planning
- **CRD:** 800397 (https://adviserinfo.sec.gov/individual/summary/800397)
- **SEC registration:** Investment adviser representative in GA
- **Exams passed:** Series 66 (2008)
- **Firm size:** 6 employees
- **Disclosures:** None reported
- **Website:** https://www.fapaadvisors.com/

## Frequently asked questions

### Is Thomas Smith a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Thomas holds no broker registration, and FAPA Financial Services reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Thomas charge for financial advice?

Thomas's firm, FAPA Financial Services, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.

### Where is Thomas Smith based?

Thomas Smith is based in Peachtree City, Georgia.

### What does Thomas specialize in?

Thomas's specialties include retirement planning.

### What credentials does Thomas Smith hold?

Thomas Smith holds the CFP credential.

### Is Thomas Smith registered with the SEC?

Yes. Thomas Smith is registered as an investment adviser representative in GA (CRD 800397), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does FAPA Financial Services manage?

FAPA Financial Services reports $9.0M across 32 accounts in assets under management.

### How do I contact Thomas Smith?

Through Thomas's website, www.fapaadvisors.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/800397): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://www.fapaadvisors.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.