# Thomas Lowish

> Thomas Lowish is a fee-only financial advisor at DiversiFi Capital in Los Altos, California, who holds the CFP credential. Thomas charges an ongoing planning fee and a percentage of assets (ongoing planning from $2,100 a year and one-time plans from $500) and focuses on equity compensation, tax planning and founders (pre-exit).

Page: https://find.wellspent.co/advisors/thomas-lowish/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** DiversiFi Capital
- **Based in:** Los Altos, California
- **Fee model:** Ongoing planning fee; Percentage of assets
- **Fees (firm's website):** ongoing planning from $2,100 a year; one-time plans from $500
- **Accepting new clients:** Yes (firm's website)
- **Assets under management (firm):** $671.4M across 966 accounts
- **Credentials:** CFP
- **Specialties:** Equity compensation, Tax planning, Founders (pre-exit), Retirement planning
- **Works with:** Tech employees, Executives, Founders, High earners
- **CRD:** 7527253 (https://adviserinfo.sec.gov/individual/summary/7527253)
- **SEC registration:** Investment adviser representative in CA
- **Exams passed:** Series 63 (2021), Series 65 (2022)
- **Firm size:** 13 employees
- **Disclosures:** None reported
- **Website:** https://www.diversificapital.com

## Frequently asked questions

### Is Thomas Lowish a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Thomas holds no broker registration, and DiversiFi Capital reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Thomas charge for financial advice?

Thomas charges an ongoing planning fee and a percentage of assets.

### How much does Thomas charge?

According to DiversiFi Capital's website, checked October 30, 2026: ongoing planning from $2,100 a year; one-time plans from $500.

### Where is Thomas Lowish based?

Thomas Lowish is based in Los Altos, California.

### What does Thomas specialize in?

Thomas's specialties include equity compensation, tax planning, founders (pre-exit) and retirement planning. Thomas works with tech employees, executives, founders and high earners.

### What credentials does Thomas Lowish hold?

Thomas Lowish holds the CFP credential.

### Is Thomas Lowish registered with the SEC?

Yes. Thomas Lowish is registered as an investment adviser representative in CA (CRD 7527253), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does DiversiFi Capital manage?

DiversiFi Capital reports $671.4M across 966 accounts in assets under management.

### How do I contact Thomas Lowish?

Through Thomas's website, www.diversificapital.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/7527253): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://diversificapital.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.