# Thomas Knowlton

> Thomas Knowlton is a fee-only financial advisor at Luminvest Wealth Management LLC in Scottsdale, Arizona, who holds the CFP, CTFA and MBA credentials. Thomas charges a percentage of assets (0.25% a year on the first tier of assets managed) and focuses on tax planning, retirement planning and estate & legacy planning.

Page: https://find.wellspent.co/advisors/thomas-knowlton/
Built from public directory listings; last checked April 21, 2026.

## Facts

- **Firm:** Luminvest Wealth Management LLC
- **Based in:** Scottsdale, Arizona
- **Fee model:** Percentage of assets
- **Fees (firm's website):** 0.25% a year on the first tier of assets managed
- **Works virtually:** Yes (firm's website)
- **Accepting new clients:** Yes (firm's website)
- **Assets under management (firm):** $398.0M across 370 accounts
- **Credentials:** CFP, CTFA, MBA
- **Specialties:** Tax planning, Retirement planning, Estate & legacy planning, Small business owners
- **Works with:** Retirees, Pre-retirees, High earners, Executives
- **Firm size:** 5 employees
- **Website:** https://luminvest.com

## Frequently asked questions

### Is Thomas Knowlton a fee-only financial advisor?

Yes. Thomas Knowlton is listed in the NAPFA directory (NAPFA admits only fee-only advisors) and the XY Planning Network directory (XYPN members are fee-only).

### How does Thomas charge for financial advice?

Thomas charges a percentage of assets.

### How much does Thomas charge?

According to Luminvest Wealth Management LLC's website, checked October 28, 2026: 0.25% a year on the first tier of assets managed.

### Does Thomas work with clients virtually?

Yes. Luminvest Wealth Management LLC says on its website that it works with clients remotely.

### Where is Thomas Knowlton based?

Thomas Knowlton is based in Scottsdale, Arizona.

### What does Thomas specialize in?

Thomas's specialties include tax planning, retirement planning, estate & legacy planning and small business owners. Thomas works with retirees, pre-retirees, high earners and executives.

### What credentials does Thomas Knowlton hold?

Thomas Knowlton holds the CFP, CTFA and MBA credentials.

### How much does Luminvest Wealth Management LLC manage?

Luminvest Wealth Management LLC reports $398.0M across 370 accounts in assets under management.

### How do I contact Thomas Knowlton?

Through Thomas's website, luminvest.com.

## Sources

- NAPFA directory listing (https://www.napfa.org/find-an-advisor/firm/50056): NAPFA admits only fee-only advisors
- XY Planning Network directory listing: XYPN members are fee-only
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 27, 2026
- The firm's website (https://www.luminvest.com/): specialties, clients served, and fees, checked October 28, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.