# Thomas Frey

> Thomas Frey is a fee-only financial advisor at Sterling Wealth Management in Champaign, Illinois. Sterling Wealth Management reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/thomas-frey/
Built from SEC adviser records; last checked October 30, 2026.

## Facts

- **Firm:** Sterling Wealth Management
- **Based in:** Champaign, Illinois
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly; Fixed fees
- **Assets under management (firm):** $494.6M across 737 accounts
- **CRD:** 1950326 (https://adviserinfo.sec.gov/individual/summary/1950326)
- **SEC registration:** Investment adviser representative in IL
- **Exams passed:** Series 63 (1990), Series 65 (1993)
- **Firm size:** 7 employees
- **Disclosures:** None reported
- **Website:** http://www.sterlingwealthmanagement.com

## Frequently asked questions

### Is Thomas Frey a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Thomas holds no broker registration, and Sterling Wealth Management reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Thomas charge for financial advice?

Thomas's firm, Sterling Wealth Management, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.

### Where is Thomas Frey based?

Thomas Frey is based in Champaign, Illinois.

### Is Thomas Frey registered with the SEC?

Yes. Thomas Frey is registered as an investment adviser representative in IL (CRD 1950326), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Sterling Wealth Management manage?

Sterling Wealth Management reports $494.6M across 737 accounts in assets under management.

### How do I contact Thomas Frey?

Through Thomas's website, www.sterlingwealthmanagement.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/1950326): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.