# Thomas Costigan

> Thomas Costigan is a fee-only financial advisor at ArborFi Advisors in Ann Arbor, Michigan, who holds the CFP credential. Thomas focuses on family wealth transfer. ArborFi Advisors reports charging a percentage of assets on its Form ADV.

Page: https://find.wellspent.co/advisors/thomas-costigan/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** ArborFi Advisors
- **Based in:** Ann Arbor, Michigan
- **Fee model (firm's Form ADV):** Percentage of assets
- **Assets under management (firm):** $148.4M across 362 accounts
- **Credentials:** CFP
- **Specialties:** Family wealth transfer
- **Works with:** Multi-generational families
- **CRD:** 6464996 (https://adviserinfo.sec.gov/individual/summary/6464996)
- **SEC registration:** Investment adviser representative in MI, TX
- **Firm size:** 2 employees
- **Disclosures:** None reported
- **Website:** https://www.arborfi.com

## Frequently asked questions

### Is Thomas Costigan a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Thomas holds no broker registration, and ArborFi Advisors reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Thomas charge for financial advice?

Thomas's firm, ArborFi Advisors, reports charging a percentage of assets on its SEC Form ADV.

### Where is Thomas Costigan based?

Thomas Costigan is based in Ann Arbor, Michigan.

### What does Thomas specialize in?

Thomas's specialties include family wealth transfer. Thomas works with multi-generational families.

### What credentials does Thomas Costigan hold?

Thomas Costigan holds the CFP credential.

### Is Thomas Costigan registered with the SEC?

Yes. Thomas Costigan is registered as an investment adviser representative in MI and TX (CRD 6464996), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does ArborFi Advisors manage?

ArborFi Advisors reports $148.4M across 362 accounts in assets under management.

### How do I contact Thomas Costigan?

Through Thomas's website, www.arborfi.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/6464996): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://www.arborfi.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.