# Thomas Carter

> Thomas Carter is a fee-only financial advisor at Retirement Plan Fiduciaries in Austin, Texas. Thomas focuses on retirement planning and tax planning. Retirement Plan Fiduciaries reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/thomas-carter/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Retirement Plan Fiduciaries
- **Based in:** Austin, Texas
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly; Fixed fees
- **Assets under management (firm):** $193.3M across 51 accounts
- **Specialties:** Retirement planning, Tax planning
- **CRD:** 4225405 (https://adviserinfo.sec.gov/individual/summary/4225405)
- **SEC registration:** Investment adviser representative in TX
- **Exams passed:** Series 66 (2000)
- **Firm size:** 2 employees
- **Disclosures:** None reported
- **Website:** http://www.rpftx.com

## Frequently asked questions

### Is Thomas Carter a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Thomas holds no broker registration, and Retirement Plan Fiduciaries reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Thomas charge for financial advice?

Thomas's firm, Retirement Plan Fiduciaries, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.

### Where is Thomas Carter based?

Thomas Carter is based in Austin, Texas.

### What does Thomas specialize in?

Thomas's specialties include retirement planning and tax planning.

### Is Thomas Carter registered with the SEC?

Yes. Thomas Carter is registered as an investment adviser representative in TX (CRD 4225405), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Retirement Plan Fiduciaries manage?

Retirement Plan Fiduciaries reports $193.3M across 51 accounts in assets under management.

### How do I contact Thomas Carter?

Through Thomas's website, www.rpftx.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/4225405): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://rpftx.com/): specialties, clients served, and fees, checked October 30, 2026

---

Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.