# Thomas Bray

> Thomas Bray is a fee-only financial advisor at Bray Financial Advisors in Mill Valley, California. Bray Financial Advisors reports charging a percentage of assets and hourly fees on its Form ADV.

Page: https://find.wellspent.co/advisors/thomas-bray/
Built from SEC adviser records; last checked October 30, 2026.

## Facts

- **Firm:** Bray Financial Advisors
- **Based in:** Mill Valley, California
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly
- **Assets under management (firm):** $8.7M across 39 accounts
- **CRD:** 6022307 (https://adviserinfo.sec.gov/individual/summary/6022307)
- **SEC registration:** Investment adviser representative in CA
- **Exams passed:** Series 65 (2018)
- **Firm size:** 1 employee
- **Disclosures:** None reported
- **Website:** https://www.brayfinancialadvisors.com/

## Frequently asked questions

### Is Thomas Bray a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Thomas holds no broker registration, and Bray Financial Advisors reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Thomas charge for financial advice?

Thomas's firm, Bray Financial Advisors, reports charging a percentage of assets and hourly fees on its SEC Form ADV.

### Where is Thomas Bray based?

Thomas Bray is based in Mill Valley, California.

### Is Thomas Bray registered with the SEC?

Yes. Thomas Bray is registered as an investment adviser representative in CA (CRD 6022307), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Bray Financial Advisors manage?

Bray Financial Advisors reports $8.7M across 39 accounts in assets under management.

### How do I contact Thomas Bray?

Through Thomas's website, www.brayfinancialadvisors.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/6022307): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.