# Tess Downing

> Tess Downing is a fee-only financial advisor at Complete View Financial in San Antonio, Texas, who holds the CFP and MBA credentials. Complete View Financial reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/tess-downing/
Built from public directory listings; last checked April 21, 2026.

## Facts

- **Firm:** Complete View Financial
- **Based in:** San Antonio, Texas
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly; Fixed fees
- **Assets under management (firm):** $54.5M across 245 accounts
- **Credentials:** CFP, MBA
- **CRD:** 6002505 (https://adviserinfo.sec.gov/individual/summary/6002505)
- **SEC registration:** Investment adviser representative in TX
- **Firm size:** 1 employee
- **Disclosures:** None reported

## Frequently asked questions

### Is Tess Downing a fee-only financial advisor?

Yes. Tess Downing is listed in the XY Planning Network directory (XYPN members are fee-only). SEC records as of October 27, 2026 show no broker registration and no commission compensation reported by Tess's firm.

### How does Tess charge for financial advice?

Tess's firm, Complete View Financial, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.

### Where is Tess Downing based?

Tess Downing is based in San Antonio, Texas.

### What credentials does Tess Downing hold?

Tess Downing holds the CFP and MBA credentials.

### Is Tess Downing registered with the SEC?

Yes. Tess Downing is registered as an investment adviser representative in TX (CRD 6002505), per SEC Investment Adviser Public Disclosure data as of October 27, 2026.

### How much does Complete View Financial manage?

Complete View Financial reports $54.5M across 245 accounts in assets under management.

### How do I contact Tess Downing?

Contact details aren't on file yet. Search for Complete View Financial.

## Sources

- XY Planning Network directory listing (https://www.xyplanningnetwork.com/find-an-advisor/tess-downing-10821): XYPN members are fee-only
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 27, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.