# Terrence Bridgewater

> Terrence Bridgewater is a fee-only financial advisor at Bridgewater Advisory Group in Crystal City, Missouri. Bridgewater Advisory Group reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/terrence-bridgewater/
Built from SEC adviser records; last checked October 30, 2026.

## Facts

- **Firm:** Bridgewater Advisory Group
- **Based in:** Crystal City, Missouri
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly; Fixed fees
- **Assets under management (firm):** $49.7M across 188 accounts
- **CRD:** 4218516 (https://adviserinfo.sec.gov/individual/summary/4218516)
- **SEC registration:** Investment adviser representative in MO, TX
- **Exams passed:** Series 66 (2000)
- **Firm size:** 4 employees
- **Disclosures:** None reported
- **Website:** https://www.bridgewater-ag.com

## Frequently asked questions

### Is Terrence Bridgewater a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Terrence Bridgewater holds no broker registration, and Bridgewater Advisory Group reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Terrence Bridgewater charge for financial advice?

Terrence's firm, Bridgewater Advisory Group, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.

### Where is Terrence Bridgewater based?

Terrence Bridgewater is based in Crystal City, Missouri.

### Is Terrence Bridgewater registered with the SEC?

Yes. Terrence Bridgewater is registered as an investment adviser representative in MO and TX (CRD 4218516), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Bridgewater Advisory Group manage?

Bridgewater Advisory Group reports $49.7M across 188 accounts in assets under management.

### How do I contact Terrence Bridgewater?

Through Terrence Bridgewater's website, www.bridgewater-ag.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/4218516): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.