# Teresa Farmer - Clemens

> Teresa Farmer - Clemens is a fee-only financial advisor at Vega Financial in Plano, Texas. Teresa charges a percentage of assets and hourly fees and focuses on retirement planning, estate & legacy planning and sustainable & impact investing.

Page: https://find.wellspent.co/advisors/teresa-farmer-clemens/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Vega Financial
- **Based in:** Plano, Texas
- **Fee model:** Percentage of assets; Hourly
- **Works virtually:** Yes (firm's website)
- **Accepting new clients:** Yes (firm's website)
- **Assets under management (firm):** $59.5M across 121 accounts
- **Specialties:** Retirement planning, Estate & legacy planning, Sustainable & impact investing, Small business owners
- **Works with:** Retirees, Pre-retirees, Founders
- **CRD:** 7606209 (https://adviserinfo.sec.gov/individual/summary/7606209)
- **SEC registration:** Investment adviser representative in TX, WA
- **Exams passed:** Series 65 (2022)
- **Firm size:** 2 employees
- **Disclosures:** None reported
- **Website:** https://www.vega-financial.com

## Frequently asked questions

### Is Teresa Farmer - Clemens a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Teresa holds no broker registration, and Vega Financial reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Teresa charge for financial advice?

Teresa charges a percentage of assets and hourly fees.

### Does Teresa work with clients virtually?

Yes. Vega Financial says on its website that it works with clients remotely.

### Where is Teresa Farmer - Clemens based?

Teresa Farmer - Clemens is based in Plano, Texas.

### What does Teresa specialize in?

Teresa's specialties include retirement planning, estate & legacy planning, sustainable & impact investing and small business owners. Teresa works with retirees, pre-retirees and founders.

### Is Teresa Farmer - Clemens registered with the SEC?

Yes. Teresa Farmer - Clemens is registered as an investment adviser representative in TX and WA (CRD 7606209), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Vega Financial manage?

Vega Financial reports $59.5M across 121 accounts in assets under management.

### How do I contact Teresa Farmer - Clemens?

Through Teresa's website, www.vega-financial.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/7606209): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://www.vega-financial.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.