# Terence Murphy

> Terence Murphy is a fee-only financial advisor at Black DOG Financial in Austin, Texas. Black DOG Financial reports charging a percentage of assets and hourly fees on its Form ADV.

Page: https://find.wellspent.co/advisors/terence-murphy/
Built from SEC adviser records; last checked October 30, 2026.

## Facts

- **Firm:** Black DOG Financial
- **Based in:** Austin, Texas
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly
- **Assets under management (firm):** $10.7M across 248 accounts
- **CRD:** 4659986 (https://adviserinfo.sec.gov/individual/summary/4659986)
- **SEC registration:** Investment adviser representative in TX
- **Exams passed:** Series 66 (2003)
- **Firm size:** 2 employees
- **Disclosures:** None reported

## Frequently asked questions

### Is Terence Murphy a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Terence holds no broker registration, and Black DOG Financial reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Terence charge for financial advice?

Terence's firm, Black DOG Financial, reports charging a percentage of assets and hourly fees on its SEC Form ADV.

### Where is Terence Murphy based?

Terence Murphy is based in Austin, Texas.

### Is Terence Murphy registered with the SEC?

Yes. Terence Murphy is registered as an investment adviser representative in TX (CRD 4659986), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Black DOG Financial manage?

Black DOG Financial reports $10.7M across 248 accounts in assets under management.

### How do I contact Terence Murphy?

Contact details aren't on file yet. Search for Black DOG Financial.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/4659986): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.