# Tedi Hughes

> Tedi Hughes is a fee-only financial advisor at Destiny Capital in Lake Ozark, Missouri, who holds the CFP credential. Tedi charges a percentage of assets and a flat fee or retainer and focuses on retirement planning, small business owners and founders (pre-exit).

Page: https://find.wellspent.co/advisors/tedi-hughes/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Destiny Capital
- **Based in:** Lake Ozark, Missouri
- **Fee model:** Percentage of assets; Flat fee or retainer
- **Accepting new clients:** Yes (firm's website)
- **Assets under management (firm):** $382.2M across 825 accounts
- **Credentials:** CFP
- **Specialties:** Retirement planning, Small business owners, Founders (pre-exit), Tax planning, Estate & legacy planning
- **Works with:** Pre-retirees, Retirees, Founders, Multi-generational families
- **CRD:** 6804460 (https://adviserinfo.sec.gov/individual/summary/6804460)
- **SEC registration:** Investment adviser representative in MO
- **Exams passed:** Series 63 (2021)
- **Firm size:** 11 employees
- **Disclosures:** None reported
- **Website:** http://www.destinycapital.com

## Frequently asked questions

### Is Tedi Hughes a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Tedi holds no broker registration, and Destiny Capital reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Tedi charge for financial advice?

Tedi charges a percentage of assets and a flat fee or retainer.

### Where is Tedi Hughes based?

Tedi Hughes is based in Lake Ozark, Missouri.

### What does Tedi specialize in?

Tedi's specialties include retirement planning, small business owners, founders (pre-exit), tax planning and estate & legacy planning. Tedi works with pre-retirees, retirees, founders and multi-generational families.

### What credentials does Tedi Hughes hold?

Tedi Hughes holds the CFP credential.

### Is Tedi Hughes registered with the SEC?

Yes. Tedi Hughes is registered as an investment adviser representative in MO (CRD 6804460), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Destiny Capital manage?

Destiny Capital reports $382.2M across 825 accounts in assets under management.

### How do I contact Tedi Hughes?

Through Tedi's website, www.destinycapital.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/6804460): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://destinycapital.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.