# Tanya Rapacz

> Tanya Rapacz is a fee-only financial advisor at The Advisory Group of San Francisco in Ellicott City, Maryland, who holds the CFP credential. Tanya focuses on divorce financial planning. The Advisory Group of San Francisco reports charging a percentage of assets and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/tanya-rapacz/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** The Advisory Group of San Francisco
- **Based in:** Ellicott City, Maryland
- **Fee model (firm's Form ADV):** Percentage of assets; Fixed fees
- **Assets under management (firm):** $809.9M across 392 accounts
- **Credentials:** CFP
- **Specialties:** Divorce financial planning
- **Works with:** Mid-life transitions
- **CRD:** 4795967 (https://adviserinfo.sec.gov/individual/summary/4795967)
- **SEC registration:** Investment adviser representative in MD
- **Firm size:** 9 employees
- **Disclosures:** None reported
- **Website:** http://www.advisorygroupsf.com

## Frequently asked questions

### Is Tanya Rapacz a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Tanya holds no broker registration, and The Advisory Group of San Francisco reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Tanya charge for financial advice?

Tanya's firm, The Advisory Group of San Francisco, reports charging a percentage of assets and fixed fees on its SEC Form ADV.

### Where is Tanya Rapacz based?

Tanya Rapacz is based in Ellicott City, Maryland.

### What does Tanya specialize in?

Tanya's specialties include divorce financial planning. Tanya works with mid-life transitions.

### What credentials does Tanya Rapacz hold?

Tanya Rapacz holds the CFP credential.

### Is Tanya Rapacz registered with the SEC?

Yes. Tanya Rapacz is registered as an investment adviser representative in MD (CRD 4795967), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does The Advisory Group of San Francisco manage?

The Advisory Group of San Francisco reports $809.9M across 392 accounts in assets under management.

### How do I contact Tanya Rapacz?

Through Tanya's website, www.advisorygroupsf.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/4795967): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://advisorygroupsf.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.