# Synthia Durham

> Synthia Durham is a fee-only financial advisor at Life Advisors Financial Planning and Wealth Management in Munfordville, Kentucky, who holds the PFS credential. Life Advisors Financial Planning and Wealth Management reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/synthia-durham/
Built from SEC adviser records; last checked October 30, 2026.

## Facts

- **Firm:** Life Advisors Financial Planning and Wealth Management
- **Based in:** Munfordville, Kentucky
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly; Fixed fees
- **Assets under management (firm):** $14.8M across 216 accounts
- **Credentials:** PFS
- **CRD:** 5605056 (https://adviserinfo.sec.gov/individual/summary/5605056)
- **SEC registration:** Investment adviser representative in KY
- **Exams passed:** Series 65 (2007)
- **Firm size:** 2 employees
- **Disclosures:** None reported

## Frequently asked questions

### Is Synthia Durham a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Synthia holds no broker registration, and Life Advisors Financial Planning and Wealth Management reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Synthia charge for financial advice?

Synthia's firm, Life Advisors Financial Planning and Wealth Management, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.

### Where is Synthia Durham based?

Synthia Durham is based in Munfordville, Kentucky.

### What credentials does Synthia Durham hold?

Synthia Durham holds the PFS credential.

### Is Synthia Durham registered with the SEC?

Yes. Synthia Durham is registered as an investment adviser representative in KY (CRD 5605056), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Life Advisors Financial Planning and Wealth Management manage?

Life Advisors Financial Planning and Wealth Management reports $14.8M across 216 accounts in assets under management.

### How do I contact Synthia Durham?

Contact details aren't on file yet. Search for Life Advisors Financial Planning and Wealth Management.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/5605056): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.