# Susan Smith

> Susan Smith is a fee-only financial advisor at Bonner & Smith in Lubbock, Texas, who holds the CFP credential. Susan charges a percentage of assets and focuses on retirement planning, tax planning and estate & legacy planning.

Page: https://find.wellspent.co/advisors/susan-smith/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Bonner & Smith
- **Based in:** Lubbock, Texas
- **Fee model:** Percentage of assets
- **Assets under management (firm):** $314.8M across 1,044 accounts
- **Credentials:** CFP
- **Specialties:** Retirement planning, Tax planning, Estate & legacy planning
- **CRD:** 3074054 (https://adviserinfo.sec.gov/individual/summary/3074054)
- **SEC registration:** Investment adviser representative in NM, TX
- **Exams passed:** Series 63 (1998), Series 66 (2002)
- **Firm size:** 3 employees
- **Disclosures:** None reported
- **Website:** https://www.bonner-smith.com/

## Frequently asked questions

### Is Susan Smith a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Susan holds no broker registration, and Bonner & Smith reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Susan charge for financial advice?

Susan charges a percentage of assets.

### Where is Susan Smith based?

Susan Smith is based in Lubbock, Texas.

### What does Susan specialize in?

Susan's specialties include retirement planning, tax planning and estate & legacy planning.

### What credentials does Susan Smith hold?

Susan Smith holds the CFP credential.

### Is Susan Smith registered with the SEC?

Yes. Susan Smith is registered as an investment adviser representative in NM and TX (CRD 3074054), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Bonner & Smith manage?

Bonner & Smith reports $314.8M across 1,044 accounts in assets under management.

### How do I contact Susan Smith?

Through Susan's website, www.bonner-smith.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/3074054): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://bonner-smith.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.