# Steven Stern

> Steven Stern is a fee-only financial advisor at Abel Financial in Eldersburg, Maryland, who holds the CFP credential. Abel Financial reports charging a percentage of assets and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/steven-stern/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Abel Financial
- **Based in:** Eldersburg, Maryland
- **Fee model (firm's Form ADV):** Percentage of assets; Fixed fees
- **Works virtually:** Yes (firm's website)
- **Accepting new clients:** Yes (firm's website)
- **Assets under management (firm):** $116.8M across 283 accounts
- **Credentials:** CFP
- **CRD:** 5901946 (https://adviserinfo.sec.gov/individual/summary/5901946)
- **SEC registration:** Investment adviser representative in MD, TX
- **Exams passed:** Series 63 (2016)
- **Firm size:** 2 employees
- **Disclosures:** None reported
- **Website:** http://www.abel-financial.com/

## Frequently asked questions

### Is Steven Stern a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Steven holds no broker registration, and Abel Financial reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Steven charge for financial advice?

Steven's firm, Abel Financial, reports charging a percentage of assets and fixed fees on its SEC Form ADV.

### Does Steven work with clients virtually?

Yes. Abel Financial says on its website that it works with clients remotely.

### Where is Steven Stern based?

Steven Stern is based in Eldersburg, Maryland.

### What credentials does Steven Stern hold?

Steven Stern holds the CFP credential.

### Is Steven Stern registered with the SEC?

Yes. Steven Stern is registered as an investment adviser representative in MD and TX (CRD 5901946), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Abel Financial manage?

Abel Financial reports $116.8M across 283 accounts in assets under management.

### How do I contact Steven Stern?

Through Steven's website, www.abel-financial.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/5901946): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://www.abel-financial.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.