# Steven Maher

> Steven Maher is a fee-only financial advisor at Cool Creek Financial in Lancaster, Pennsylvania. Steven focuses on retirement planning. Cool Creek Financial reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/steven-maher/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Cool Creek Financial
- **Based in:** Lancaster, Pennsylvania
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly; Fixed fees
- **Accepting new clients:** Yes (firm's website)
- **Assets under management (firm):** $40.8M across 248 accounts
- **Specialties:** Retirement planning
- **CRD:** 6094987 (https://adviserinfo.sec.gov/individual/summary/6094987)
- **SEC registration:** Investment adviser representative in FL, PA, SC, TX
- **Exams passed:** Series 63 (2013), Series 65 (2014)
- **Firm size:** 1 employee
- **Disclosures:** None reported
- **Website:** http://www.coolcreekfin.com/

## Frequently asked questions

### Is Steven Maher a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Steven holds no broker registration, and Cool Creek Financial reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Steven charge for financial advice?

Steven's firm, Cool Creek Financial, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.

### Where is Steven Maher based?

Steven Maher is based in Lancaster, Pennsylvania.

### What does Steven specialize in?

Steven's specialties include retirement planning.

### Is Steven Maher registered with the SEC?

Yes. Steven Maher is registered as an investment adviser representative in FL, PA, SC and TX (CRD 6094987), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Cool Creek Financial manage?

Cool Creek Financial reports $40.8M across 248 accounts in assets under management.

### How do I contact Steven Maher?

Through Steven's website, www.coolcreekfin.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/6094987): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://www.coolcreekfin.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.