# Stephen Way

> Stephen Way is a fee-only financial advisor at Setarcos Wealth Advisors LLC in Philadelphia, Pennsylvania, who holds the CFP credential. Stephen focuses on retirement planning, estate & legacy planning and tax planning. Setarcos Wealth Advisors LLC reports charging a percentage of assets and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/stephen-way/
Built from public directory listings; last checked April 21, 2026.

## Facts

- **Firm:** Setarcos Wealth Advisors LLC
- **Based in:** Philadelphia, Pennsylvania
- **Fee model (firm's Form ADV):** Percentage of assets; Fixed fees
- **Fees (firm's website):** a $1,000,000 asset minimum
- **Works virtually:** Yes (firm's website)
- **Assets under management (firm):** $111.7M across 229 accounts
- **Credentials:** CFP
- **Specialties:** Retirement planning, Estate & legacy planning, Tax planning, Retirement with concentrated positions
- **Works with:** Ultra high net worth
- **CRD:** 6302406 (https://adviserinfo.sec.gov/individual/summary/6302406)
- **SEC registration:** Investment adviser representative in CA, PA, TX
- **Exams passed:** Series 65 (2014)
- **Firm size:** 3 employees
- **Disclosures:** None reported
- **Website:** https://setarcosllc.com

## Frequently asked questions

### Is Stephen Way a fee-only financial advisor?

Yes. Stephen Way is listed in the NAPFA directory (NAPFA admits only fee-only advisors). SEC records as of October 27, 2026 show no broker registration and no commission compensation reported by Stephen's firm.

### How does Stephen charge for financial advice?

Stephen's firm, Setarcos Wealth Advisors LLC, reports charging a percentage of assets and fixed fees on its SEC Form ADV.

### How much does Stephen charge?

According to Setarcos Wealth Advisors LLC's website, checked October 28, 2026: a $1,000,000 asset minimum.

### Does Stephen work with clients virtually?

Yes. Setarcos Wealth Advisors LLC says on its website that it works with clients remotely.

### Where is Stephen Way based?

Stephen Way is based in Philadelphia, Pennsylvania.

### What does Stephen specialize in?

Stephen's specialties include retirement planning, estate & legacy planning, tax planning and retirement with concentrated positions. Stephen works with ultra high net worth.

### What credentials does Stephen Way hold?

Stephen Way holds the CFP credential.

### Is Stephen Way registered with the SEC?

Yes. Stephen Way is registered as an investment adviser representative in CA, PA and TX (CRD 6302406), per SEC Investment Adviser Public Disclosure data as of October 27, 2026.

### How much does Setarcos Wealth Advisors LLC manage?

Setarcos Wealth Advisors LLC reports $111.7M across 229 accounts in assets under management.

### How do I contact Stephen Way?

Through Stephen's website, setarcosllc.com.

## Sources

- NAPFA directory listing (https://www.napfa.org/find-an-advisor/firm/46627): NAPFA admits only fee-only advisors
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 27, 2026
- The firm's website (https://setarcosllc.com/): specialties, clients served, and fees, checked October 28, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.