# Stephen Spencer

> Stephen Spencer is a fee-only financial advisor at Tingey Financial Group in Salt Lake City, Utah, who holds the CFA credential. Tingey Financial Group reports charging a percentage of assets and hourly fees on its Form ADV.

Page: https://find.wellspent.co/advisors/stephen-spencer/
Built from SEC adviser records; last checked October 30, 2026.

## Facts

- **Firm:** Tingey Financial Group
- **Based in:** Salt Lake City, Utah
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly
- **Assets under management (firm):** $257.0M across 378 accounts
- **Credentials:** CFA
- **CRD:** 4551629 (https://adviserinfo.sec.gov/individual/summary/4551629)
- **SEC registration:** Investment adviser representative in UT
- **Firm size:** 7 employees
- **Disclosures:** None reported

## Frequently asked questions

### Is Stephen Spencer a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Stephen holds no broker registration, and Tingey Financial Group reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Stephen charge for financial advice?

Stephen's firm, Tingey Financial Group, reports charging a percentage of assets and hourly fees on its SEC Form ADV.

### Where is Stephen Spencer based?

Stephen Spencer is based in Salt Lake City, Utah.

### What credentials does Stephen Spencer hold?

Stephen Spencer holds the CFA credential.

### Is Stephen Spencer registered with the SEC?

Yes. Stephen Spencer is registered as an investment adviser representative in UT (CRD 4551629), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Tingey Financial Group manage?

Tingey Financial Group reports $257.0M across 378 accounts in assets under management.

### How do I contact Stephen Spencer?

Contact details aren't on file yet. Search for Tingey Financial Group.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/4551629): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.