# Stephen Paluga

> Stephen Paluga is a fee-only financial advisor at Watch Guard Capital in Scottsdale, Arizona, who holds the CFP credential. Watch Guard Capital reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/stephen-paluga/
Built from SEC adviser records; last checked October 30, 2026.

## Facts

- **Firm:** Watch Guard Capital
- **Based in:** Scottsdale, Arizona
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly; Fixed fees
- **Assets under management (firm):** $80.7M across 407 accounts
- **Credentials:** CFP
- **CRD:** 5739138 (https://adviserinfo.sec.gov/individual/summary/5739138)
- **SEC registration:** Investment adviser representative in AZ, CA, OH, TX, VA
- **Exams passed:** Series 63 (2010), Series 66 (2011)
- **Firm size:** 2 employees
- **Disclosures:** None reported
- **Website:** https://watchguardcapital.com

## Frequently asked questions

### Is Stephen Paluga a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Stephen holds no broker registration, and Watch Guard Capital reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Stephen charge for financial advice?

Stephen's firm, Watch Guard Capital, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.

### Where is Stephen Paluga based?

Stephen Paluga is based in Scottsdale, Arizona.

### What credentials does Stephen Paluga hold?

Stephen Paluga holds the CFP credential.

### Is Stephen Paluga registered with the SEC?

Yes. Stephen Paluga is registered as an investment adviser representative in AZ, CA, OH, TX and VA (CRD 5739138), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Watch Guard Capital manage?

Watch Guard Capital reports $80.7M across 407 accounts in assets under management.

### How do I contact Stephen Paluga?

Through Stephen's website, watchguardcapital.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/5739138): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.