# Stephen Palmer

> Stephen Palmer is a fee-only financial advisor at Pennsylvania Capital Management in Blue Bell, Pennsylvania. Stephen focuses on estate & legacy planning, tax planning and family wealth transfer. Pennsylvania Capital Management reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/stephen-palmer/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Pennsylvania Capital Management
- **Based in:** Blue Bell, Pennsylvania
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly; Fixed fees
- **Accepting new clients:** Yes (firm's website)
- **Assets under management (firm):** $848.6M across 1,045 accounts
- **Specialties:** Estate & legacy planning, Tax planning, Family wealth transfer, Retirement planning, Small business owners
- **Works with:** High earners, Multi-generational families
- **CRD:** 5104188 (https://adviserinfo.sec.gov/individual/summary/5104188)
- **SEC registration:** Investment adviser representative in FL, PA, TX
- **Exams passed:** Series 65 (2006)
- **Firm size:** 10 employees
- **Disclosures:** None reported
- **Website:** https://pcmadvisors.com/

## Frequently asked questions

### Is Stephen Palmer a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Stephen holds no broker registration, and Pennsylvania Capital Management reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Stephen charge for financial advice?

Stephen's firm, Pennsylvania Capital Management, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.

### Where is Stephen Palmer based?

Stephen Palmer is based in Blue Bell, Pennsylvania.

### What does Stephen specialize in?

Stephen's specialties include estate & legacy planning, tax planning, family wealth transfer, retirement planning and small business owners. Stephen works with high earners and multi-generational families.

### Is Stephen Palmer registered with the SEC?

Yes. Stephen Palmer is registered as an investment adviser representative in FL, PA and TX (CRD 5104188), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Pennsylvania Capital Management manage?

Pennsylvania Capital Management reports $848.6M across 1,045 accounts in assets under management.

### How do I contact Stephen Palmer?

Through Stephen's website, pcmadvisors.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/5104188): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://pcmadvisors.com/): specialties, clients served, and fees, checked October 30, 2026

---

Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.