# Stephen Miles

> Stephen Miles is a fee-only financial advisor at Sutro Advisors in San Francisco, California. Stephen charges an ongoing planning fee and a percentage of assets (ongoing planning from $1,200 a year and 0.7% a year on the first tier of assets managed) and focuses on retirement planning and tax planning.

Page: https://find.wellspent.co/advisors/stephen-miles/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Sutro Advisors
- **Based in:** San Francisco, California
- **Fee model:** Ongoing planning fee; Percentage of assets
- **Fees (firm's website):** ongoing planning from $1,200 a year; 0.7% a year on the first tier of assets managed
- **Accepting new clients:** Yes (firm's website)
- **Assets under management (firm):** $48.5M across 137 accounts
- **Specialties:** Retirement planning, Tax planning
- **CRD:** 3254941 (https://adviserinfo.sec.gov/individual/summary/3254941)
- **SEC registration:** Investment adviser representative in CA
- **Exams passed:** Series 63 (1999), Series 65 (2002)
- **Firm size:** 1 employee
- **Disclosures:** None reported
- **Website:** https://www.sutroadvisors.com/

## Frequently asked questions

### Is Stephen Miles a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Stephen holds no broker registration, and Sutro Advisors reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Stephen charge for financial advice?

Stephen charges an ongoing planning fee and a percentage of assets.

### How much does Stephen charge?

According to Sutro Advisors's website, checked October 30, 2026: ongoing planning from $1,200 a year; 0.7% a year on the first tier of assets managed.

### Where is Stephen Miles based?

Stephen Miles is based in San Francisco, California.

### What does Stephen specialize in?

Stephen's specialties include retirement planning and tax planning.

### Is Stephen Miles registered with the SEC?

Yes. Stephen Miles is registered as an investment adviser representative in CA (CRD 3254941), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Sutro Advisors manage?

Sutro Advisors reports $48.5M across 137 accounts in assets under management.

### How do I contact Stephen Miles?

Through Stephen's website, www.sutroadvisors.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/3254941): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://www.sutroadvisors.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.