# Stephen McCarthy

> Stephen McCarthy is a fee-only financial advisor at McCarthy Asset Management in Redwood Shores, California, who holds the CFP credential. Stephen focuses on retirement planning and tax planning. McCarthy Asset Management reports charging a percentage of assets and hourly fees on its Form ADV.

Page: https://find.wellspent.co/advisors/stephen-mccarthy/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** McCarthy Asset Management
- **Based in:** Redwood Shores, California
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly
- **Assets under management (firm):** $422.4M across 832 accounts
- **Credentials:** CFP
- **Specialties:** Retirement planning, Tax planning
- **Works with:** Retirees, Pre-retirees, High earners
- **CRD:** 1542963 (https://adviserinfo.sec.gov/individual/summary/1542963)
- **SEC registration:** Investment adviser representative in CA, TX
- **Firm size:** 4 employees
- **Disclosures:** None reported
- **Website:** http://mamportfolios.com

## Frequently asked questions

### Is Stephen McCarthy a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Stephen holds no broker registration, and McCarthy Asset Management reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Stephen charge for financial advice?

Stephen's firm, McCarthy Asset Management, reports charging a percentage of assets and hourly fees on its SEC Form ADV.

### Where is Stephen McCarthy based?

Stephen McCarthy is based in Redwood Shores, California.

### What does Stephen specialize in?

Stephen's specialties include retirement planning and tax planning. Stephen works with retirees, pre-retirees and high earners.

### What credentials does Stephen McCarthy hold?

Stephen McCarthy holds the CFP credential.

### Is Stephen McCarthy registered with the SEC?

Yes. Stephen McCarthy is registered as an investment adviser representative in CA and TX (CRD 1542963), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does McCarthy Asset Management manage?

McCarthy Asset Management reports $422.4M across 832 accounts in assets under management.

### How do I contact Stephen McCarthy?

Through Stephen's website, mamportfolios.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/1542963): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://www.mamportfolios.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.