# Stephen Mandracchia

> Stephen Mandracchia is a fee-only financial advisor at Tulip Financial Planning in Harvest, Alabama, who holds the CFP credential. Tulip Financial Planning reports charging a percentage of assets and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/stephen-mandracchia/
Built from SEC adviser records; last checked October 30, 2026.

## Facts

- **Firm:** Tulip Financial Planning
- **Based in:** Harvest, Alabama
- **Fee model (firm's Form ADV):** Percentage of assets; Fixed fees
- **Assets under management (firm):** $6.7M across 20 accounts
- **Credentials:** CFP
- **CRD:** 6921757 (https://adviserinfo.sec.gov/individual/summary/6921757)
- **SEC registration:** Investment adviser representative in AL, AZ
- **Exams passed:** Series 63 (2018), Series 66 (2020)
- **Firm size:** 2 employees
- **Disclosures:** None reported
- **Website:** https://stan.store/stephenmandracchia

## Frequently asked questions

### Is Stephen Mandracchia a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Stephen holds no broker registration, and Tulip Financial Planning reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Stephen charge for financial advice?

Stephen's firm, Tulip Financial Planning, reports charging a percentage of assets and fixed fees on its SEC Form ADV.

### Where is Stephen Mandracchia based?

Stephen Mandracchia is based in Harvest, Alabama.

### What credentials does Stephen Mandracchia hold?

Stephen Mandracchia holds the CFP credential.

### Is Stephen Mandracchia registered with the SEC?

Yes. Stephen Mandracchia is registered as an investment adviser representative in AL and AZ (CRD 6921757), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Tulip Financial Planning manage?

Tulip Financial Planning reports $6.7M across 20 accounts in assets under management.

### How do I contact Stephen Mandracchia?

Through Stephen's website, stan.store/stephenmandracchia.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/6921757): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.