# Stephen Gaustad

> Stephen Gaustad is a fee-only financial advisor at Galvin, Gaustad & Stein in Sewickley, Pennsylvania. Stephen focuses on retirement planning and family wealth transfer. Galvin, Gaustad & Stein reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/stephen-gaustad/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Galvin, Gaustad & Stein
- **Based in:** Sewickley, Pennsylvania
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly; Fixed fees
- **Assets under management (firm):** $1.35B across 1,948 accounts
- **Specialties:** Retirement planning, Family wealth transfer
- **CRD:** 1150891 (https://adviserinfo.sec.gov/individual/summary/1150891)
- **SEC registration:** Investment adviser representative in AZ, NY, PA
- **Exams passed:** Series 63 (1993), Series 65 (1998)
- **Firm size:** 17 employees
- **Disclosures:** None reported
- **Website:** http://ggsadvisors.com

## Frequently asked questions

### Is Stephen Gaustad a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Stephen holds no broker registration, and Galvin, Gaustad & Stein reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Stephen charge for financial advice?

Stephen's firm, Galvin, Gaustad & Stein, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.

### Where is Stephen Gaustad based?

Stephen Gaustad is based in Sewickley, Pennsylvania.

### What does Stephen specialize in?

Stephen's specialties include retirement planning and family wealth transfer.

### Is Stephen Gaustad registered with the SEC?

Yes. Stephen Gaustad is registered as an investment adviser representative in AZ, NY and PA (CRD 1150891), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Galvin, Gaustad & Stein manage?

Galvin, Gaustad & Stein reports $1.35B across 1,948 accounts in assets under management.

### How do I contact Stephen Gaustad?

Through Stephen's website, ggsadvisors.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/1150891): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://ggsadvisors.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.