# Stephen Forrest

> Stephen Forrest is a fee-only financial advisor at Forrest Financial Services in Des Moines, Iowa, who holds the CFP credential. Stephen focuses on tax planning and retirement planning. Forrest Financial Services reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/stephen-forrest/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Forrest Financial Services
- **Based in:** Des Moines, Iowa
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly; Fixed fees
- **Accepting new clients:** Yes (firm's website)
- **Assets under management (firm):** $154M across 400 accounts
- **Credentials:** CFP
- **Specialties:** Tax planning, Retirement planning
- **CRD:** 4528953 (https://adviserinfo.sec.gov/individual/summary/4528953)
- **SEC registration:** Investment adviser representative in IA
- **Firm size:** 2 employees
- **Disclosures:** None reported
- **Website:** https://forrestfinancialservices.com/

## Frequently asked questions

### Is Stephen Forrest a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Stephen holds no broker registration, and Forrest Financial Services reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Stephen charge for financial advice?

Stephen's firm, Forrest Financial Services, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.

### Where is Stephen Forrest based?

Stephen Forrest is based in Des Moines, Iowa.

### What does Stephen specialize in?

Stephen's specialties include tax planning and retirement planning.

### What credentials does Stephen Forrest hold?

Stephen Forrest holds the CFP credential.

### Is Stephen Forrest registered with the SEC?

Yes. Stephen Forrest is registered as an investment adviser representative in IA (CRD 4528953), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Forrest Financial Services manage?

Forrest Financial Services reports $154M across 400 accounts in assets under management.

### How do I contact Stephen Forrest?

Through Stephen's website, forrestfinancialservices.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/4528953): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://www.forrestfinancialservices.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.