# Stephen Esposito

> Stephen Esposito is a fee-only financial advisor at Accretive Wealth Partners in Parsippany, New Jersey, who holds the CFP credential. Stephen charges a percentage of assets (ongoing planning from $5,000 a year and a $1,000,000 asset minimum) and focuses on retirement planning, tax planning and estate & legacy planning.

Page: https://find.wellspent.co/advisors/stephen-esposito/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Accretive Wealth Partners
- **Based in:** Parsippany, New Jersey
- **Fee model:** Percentage of assets
- **Fees (firm's website):** ongoing planning from $5,000 a year; a $1,000,000 asset minimum
- **Assets under management (firm):** $504.5M across 704 accounts
- **Credentials:** CFP
- **Specialties:** Retirement planning, Tax planning, Estate & legacy planning
- **CRD:** 5568332 (https://adviserinfo.sec.gov/individual/summary/5568332)
- **SEC registration:** Investment adviser representative in NJ
- **Exams passed:** Series 63 (2008), Series 66 (2010)
- **Firm size:** 3 employees
- **Disclosures:** None reported
- **Website:** http://www.accretivewealthpartners.com

## Frequently asked questions

### Is Stephen Esposito a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Stephen holds no broker registration, and Accretive Wealth Partners reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Stephen charge for financial advice?

Stephen charges a percentage of assets.

### How much does Stephen charge?

According to Accretive Wealth Partners's website, checked October 30, 2026: ongoing planning from $5,000 a year; a $1,000,000 asset minimum.

### Where is Stephen Esposito based?

Stephen Esposito is based in Parsippany, New Jersey.

### What does Stephen specialize in?

Stephen's specialties include retirement planning, tax planning and estate & legacy planning.

### What credentials does Stephen Esposito hold?

Stephen Esposito holds the CFP credential.

### Is Stephen Esposito registered with the SEC?

Yes. Stephen Esposito is registered as an investment adviser representative in NJ (CRD 5568332), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Accretive Wealth Partners manage?

Accretive Wealth Partners reports $504.5M across 704 accounts in assets under management.

### How do I contact Stephen Esposito?

Through Stephen's website, www.accretivewealthpartners.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/5568332): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://www.accretivewealthpartners.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.