# Stephen Chambers

> Stephen Chambers is a fee-only financial advisor at Linch Financial in Southlake, Texas. Stephen charges a percentage of assets (0.25%–2.99% a year of assets managed) and focuses on retirement planning, estate & legacy planning and family wealth transfer.

Page: https://find.wellspent.co/advisors/stephen-chambers/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Linch Financial
- **Based in:** Southlake, Texas
- **Fee model:** Percentage of assets
- **Fees (firm's website):** 0.25%–2.99% a year of assets managed
- **Assets under management (firm):** $40.9M across 79 accounts
- **Specialties:** Retirement planning, Estate & legacy planning, Family wealth transfer
- **CRD:** 4678009 (https://adviserinfo.sec.gov/individual/summary/4678009)
- **SEC registration:** Investment adviser representative in TX
- **Exams passed:** Series 66 (2003)
- **Firm size:** 3 employees
- **Disclosures:** Reported; see the SEC record
- **Website:** http://www.linchfinancial.com

## Frequently asked questions

### Is Stephen Chambers a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Stephen holds no broker registration, and Linch Financial reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Stephen charge for financial advice?

Stephen charges a percentage of assets.

### How much does Stephen charge?

According to Linch Financial's website, checked October 30, 2026: 0.25%–2.99% a year of assets managed.

### Where is Stephen Chambers based?

Stephen Chambers is based in Southlake, Texas.

### What does Stephen specialize in?

Stephen's specialties include retirement planning, estate & legacy planning and family wealth transfer.

### Is Stephen Chambers registered with the SEC?

Yes. Stephen Chambers is registered as an investment adviser representative in TX (CRD 4678009), per SEC Investment Adviser Public Disclosure data as of October 29, 2026. The record lists disclosures; see the SEC record for details.

### How much does Linch Financial manage?

Linch Financial reports $40.9M across 79 accounts in assets under management.

### How do I contact Stephen Chambers?

Through Stephen's website, www.linchfinancial.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/4678009): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://linchfinancial.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.