# Stephen Carl

> Stephen Carl is a fee-only financial advisor at High Probability Advisors in Pittsford, New York. Stephen focuses on estate & legacy planning, tax planning and sustainable & impact investing. High Probability Advisors reports charging a percentage of assets on its Form ADV.

Page: https://find.wellspent.co/advisors/stephen-carl/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** High Probability Advisors
- **Based in:** Pittsford, New York
- **Fee model (firm's Form ADV):** Percentage of assets
- **Assets under management (firm):** $1.05B across 860 accounts
- **Specialties:** Estate & legacy planning, Tax planning, Sustainable & impact investing
- **Works with:** Executives, High earners, Founders
- **CRD:** 4161139 (https://adviserinfo.sec.gov/individual/summary/4161139)
- **SEC registration:** Investment adviser representative in NY
- **Exams passed:** Series 63 (2009), Series 65 (2000)
- **Firm size:** 16 employees
- **Disclosures:** None reported
- **Website:** https://www.highprobabilityadvisors.com

## Frequently asked questions

### Is Stephen Carl a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Stephen holds no broker registration, and High Probability Advisors reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Stephen charge for financial advice?

Stephen's firm, High Probability Advisors, reports charging a percentage of assets on its SEC Form ADV.

### Where is Stephen Carl based?

Stephen Carl is based in Pittsford, New York.

### What does Stephen specialize in?

Stephen's specialties include estate & legacy planning, tax planning and sustainable & impact investing. Stephen works with executives, high earners and founders.

### Is Stephen Carl registered with the SEC?

Yes. Stephen Carl is registered as an investment adviser representative in NY (CRD 4161139), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does High Probability Advisors manage?

High Probability Advisors reports $1.05B across 860 accounts in assets under management.

### How do I contact Stephen Carl?

Through Stephen's website, www.highprobabilityadvisors.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/4161139): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://highprobabilityadvisors.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.