# Stephen Bain

> Stephen Bain is a fee-only financial advisor at Partners in Financial Planning in Salem, Virginia, who holds the CFP credential. Partners in Financial Planning reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/stephen-bain/
Built from SEC adviser records; last checked October 30, 2026.

## Facts

- **Firm:** Partners in Financial Planning
- **Based in:** Salem, Virginia
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly; Fixed fees
- **Assets under management (firm):** $913.6M across 2,774 accounts
- **Credentials:** CFP
- **CRD:** 5811237 (https://adviserinfo.sec.gov/individual/summary/5811237)
- **SEC registration:** Investment adviser representative in VA
- **Firm size:** 14 employees
- **Disclosures:** None reported
- **Website:** http://www.partnersinfinancialplanning.com

## Frequently asked questions

### Is Stephen Bain a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Stephen holds no broker registration, and Partners in Financial Planning reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Stephen charge for financial advice?

Stephen's firm, Partners in Financial Planning, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.

### Where is Stephen Bain based?

Stephen Bain is based in Salem, Virginia.

### What credentials does Stephen Bain hold?

Stephen Bain holds the CFP credential.

### Is Stephen Bain registered with the SEC?

Yes. Stephen Bain is registered as an investment adviser representative in VA (CRD 5811237), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Partners in Financial Planning manage?

Partners in Financial Planning reports $913.6M across 2,774 accounts in assets under management.

### How do I contact Stephen Bain?

Through Stephen's website, www.partnersinfinancialplanning.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/5811237): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026

---

Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.