# Spencer Turkal

> Spencer Turkal is a fee-only financial advisor at Sierra Hotel Financial in Temecula, California, who holds the CFP credential. Spencer focuses on retirement planning, tax planning and estate & legacy planning. Sierra Hotel Financial reports charging a percentage of assets and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/spencer-turkal/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Sierra Hotel Financial
- **Based in:** Temecula, California
- **Fee model (firm's Form ADV):** Percentage of assets; Fixed fees
- **Accepting new clients:** Yes (firm's website)
- **Assets under management (firm):** $24.4M across 201 accounts
- **Credentials:** CFP
- **Specialties:** Retirement planning, Tax planning, Estate & legacy planning
- **CRD:** 7484280 (https://adviserinfo.sec.gov/individual/summary/7484280)
- **SEC registration:** Investment adviser representative in CA, LA, MD, OH, TX, VA
- **Exams passed:** Series 63 (2023), Series 65 (2024)
- **Firm size:** 3 employees
- **Disclosures:** None reported
- **Website:** http://sierrahotelfinancial.com

## Frequently asked questions

### Is Spencer Turkal a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Spencer holds no broker registration, and Sierra Hotel Financial reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Spencer charge for financial advice?

Spencer's firm, Sierra Hotel Financial, reports charging a percentage of assets and fixed fees on its SEC Form ADV.

### Where is Spencer Turkal based?

Spencer Turkal is based in Temecula, California.

### What does Spencer specialize in?

Spencer's specialties include retirement planning, tax planning and estate & legacy planning.

### What credentials does Spencer Turkal hold?

Spencer Turkal holds the CFP credential.

### Is Spencer Turkal registered with the SEC?

Yes. Spencer Turkal is registered as an investment adviser representative in CA, LA, MD, OH, TX and VA (CRD 7484280), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Sierra Hotel Financial manage?

Sierra Hotel Financial reports $24.4M across 201 accounts in assets under management.

### How do I contact Spencer Turkal?

Through Spencer's website, sierrahotelfinancial.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/7484280): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://sierrahotelfinancial.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.