# Spencer Tracy

> Spencer Tracy is a fee-only financial advisor at Principium Investments in Boulder, Colorado. Spencer charges a percentage of assets (no asset minimum) and focuses on estate & legacy planning, family wealth transfer and sustainable & impact investing.

Page: https://find.wellspent.co/advisors/spencer-tracy/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Principium Investments
- **Based in:** Boulder, Colorado
- **Fee model:** Percentage of assets
- **Fees (firm's website):** no asset minimum
- **Assets under management (firm):** $225.4M across 508 accounts
- **Specialties:** Estate & legacy planning, Family wealth transfer, Sustainable & impact investing, Divorce financial planning
- **Works with:** Early-career professionals, Retirees, Multi-generational families
- **CRD:** 7165363 (https://adviserinfo.sec.gov/individual/summary/7165363)
- **SEC registration:** Investment adviser representative in CO
- **Exams passed:** Series 65 (2021)
- **Firm size:** 3 employees
- **Disclosures:** None reported
- **Website:** http://www.principium.co

## Frequently asked questions

### Is Spencer Tracy a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Spencer holds no broker registration, and Principium Investments reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Spencer charge for financial advice?

Spencer charges a percentage of assets.

### How much does Spencer charge?

According to Principium Investments's website, checked October 30, 2026: no asset minimum.

### Where is Spencer Tracy based?

Spencer Tracy is based in Boulder, Colorado.

### What does Spencer specialize in?

Spencer's specialties include estate & legacy planning, family wealth transfer, sustainable & impact investing and divorce financial planning. Spencer works with early-career professionals, retirees and multi-generational families.

### Is Spencer Tracy registered with the SEC?

Yes. Spencer Tracy is registered as an investment adviser representative in CO (CRD 7165363), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Principium Investments manage?

Principium Investments reports $225.4M across 508 accounts in assets under management.

### How do I contact Spencer Tracy?

Through Spencer's website, www.principium.co.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/7165363): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://www.principiuminvestments.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.