# Spencer Kenley

> Spencer Kenley is a fee-only financial advisor at 114TH Financial LC in South Jordan, Utah. 114TH Financial LC reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/spencer-kenley/
Built from SEC adviser records; last checked October 30, 2026.

## Facts

- **Firm:** 114TH Financial LC
- **Based in:** South Jordan, Utah
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly; Fixed fees
- **CRD:** 6771921 (https://adviserinfo.sec.gov/individual/summary/6771921)
- **SEC registration:** Investment adviser representative in UT
- **Exams passed:** Series 65 (2024)
- **Firm size:** 1 employee
- **Disclosures:** None reported
- **Website:** https://www.114thfinancial.org/

## Frequently asked questions

### Is Spencer Kenley a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Spencer holds no broker registration, and 114TH Financial LC reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Spencer charge for financial advice?

Spencer's firm, 114TH Financial LC, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.

### Where is Spencer Kenley based?

Spencer Kenley is based in South Jordan, Utah.

### Is Spencer Kenley registered with the SEC?

Yes. Spencer Kenley is registered as an investment adviser representative in UT (CRD 6771921), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How do I contact Spencer Kenley?

Through Spencer's website, www.114thfinancial.org.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/6771921): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.
